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After you’ve finished your holiday shopping, why don’t we go look for a house?
Winter home buying has its challenges, but winter can be the perfect time to buy a home. As we head toward the snowy months, serious shoppers know their winter home buying power is increased by determination and AWD. Housing market prediction for 2014 is looking good and buying a home this winter might just be the ultimate stocking stuffer.I love me those cold weather clients!
Most people think of buying or selling their homes in the ‘high’ season, and while the balmy days of spring and summer are perfect for cruising open houses and power shopping, they also bring the crowds. In 2013 we saw a big bump in the Denver housing market:lots of buyer activity and low inventory meant happy sellers and buyers who were frustrated by the return of the multiple offer. Even when the market was down the notion that summer is the best time to buy/sell your house is one that is hard to break. After spring break, sellers prepare to list the moment the last school bell rings pushing inventory up and in the seller’s minds prices too. Many of these listings are sellers who want to test the waters, plant a For Sale sign in their yard along with the annuals and see if they get the price they want. But this supply side increase often works in the buyers’ favor or frustrates them when the fair-weather seller lacks the motivation to agree on a fair price. Sellers feel the same when sunny day buyers, indulging in some fantasy house hunting, create lots of traffic and little else.
Cold weather buyers and sellers are serious.
The real estate market is driven by many factors but the first and most enduring one is CHANGE. One of the most enduring reasons people buy or sell a home is because their lives are in transition. Though many plan their home sale or purchase, life happens without regard to season or convenience. Families change, jobs are gained, lost or relocated, promotions happen, marriage, divorce, birth and death– all create someone with a housing need.
Shopping or selling in a Denver winter are obvious– driving in show, slipping on ice, shoveling the walkway, taking your boots on and off so you don’t track sludge into the house, fewer showings– but the buyers are BUYERS and not just lookers. Winter sellers are ready and willing to make a move, and tend to price accordingly from the start. The slower season also means that lenders, title companies and appraisers are not so swamped, smoothing out the process and lowering emotion. And of course, there are fewer people submitting offers on your dream home.
As savvy shoppers know, the post-holiday season comes with plenty of opportunities for a bargain and that includes houses as well. Though we in Denver are beyond the clearance sale in our housing market, home prices are on the rise giving sellers more leverage as well.
Enjoy the holidays, spend time with your loved ones, take a spin around town and take in the lights. Then call me when you’ve got the ornaments put away and we’ll get the ball rolling.


An autumn past, a dear new friend sent me a Max Coots prayer/poem/chant for Thanksgiving. It has been his tradition for many years and now it is mine as well; a simple connection, a virtual whisper of thanks. I thought long and hard about posting it on my blog, as I usually send it as an email. In the end I chose to include it as the spirit is wider than my contact list and my feelings about it aren’t constrained by form.
If this is your first time receiving it we might have just met or perhaps reconnected after many years. Perhaps you are a stranger, stumbling on it as a novice and to you I say welcome. If you remember it from seasons past, I hope you enjoy it once more and wrap yourself in the true feeling it comes with. If you are one of the lucky ones, receiving this both from me and my dear friend…you are twice blessed.
Happy Thanksgiving.

Let us give thanks for a bounty of people:
For children who are our second planting.
And though they grow like weeds and the wind too soon blows them away,
May they forgive us our cultivation and remember fondly where their roots are.
Let us give thanks:
For generous friends, with hearts as big as hubbards and smiles as bright as their blossoms;
For feisty friends as tart as apples; for continuous friends, who, like scallions and cucumbers, keep reminding us we’ve had them.
For crotchety friends, as sour as rhubarb and as indestructible.
For handsome friends, who are as gorgeous as eggplants and as elegant as a row of corn, and the others, as plain as potatoes and so good for you.
For funny friends who are as silly as Brussels sprouts and as amusing as Jerusalem artichokes, and serious friends, as complex as cauliflowers and as intricate as onions.
For friends as unpretentious as cabbages, as subtle as summer squash, as persistent as parsley, as delightful as dill, as endless as zucchini, and who, like parsnips, can be counted on to see you throughout the winter.
For old friends, nodding like sunflowers in the evening-time and young friends coming on as fast as radishes.
For loving friends, who wind around us like tendrils and hold us, despite our blights, wilts, and witherings.
And finally, for those friends now gone, like gardens past that have been harvested, but who fed us in their times that we might have life thereafter; for all these we give thanks.
— Max Coots
1928-2009

What’s the alternative to a little time off? Usually it’s some other kind of time off, like a stress-related illness or maybe prison. Like most of the Middle Class, I don’t often give myself time off, and taking a vacation is the last thing on my mind. Taking my boys on a trip? Of course, but that’s not really a vacation. We spent 10 days in June whirling around New York and returned exhausted… I mean, uh, exhilarated. Outside of a daily workout, a monthly massage or a trip to the grocery store at midnight, quietude is not in my repertoire.
As a wearer of many hats, there is that perpetual something or someone needing my immediate attention, a feeling I’m sure you can relate to, and after a surprisingly good upturn in the Denver real estate market, mama’s ready for some serious downtime.
So how do you define what you need to rest and reinvigorate?
For me it starts with place, and the ocean is always a suitable salve to soothe my soul. Salt and sound bring me deep rest and my eye loves the infinite horizon. The drama of the Northern California coast works her moody, wondrous magic as a simple walk peels back layers of deadlines and expectation. Tonight I head to San Francisco to gather my best friend and a morning drive up Highway 1 to Point Reyes, maybe Bodega Bay. As the sun downs we’ll wind our way eastward, landing in Sonoma for dinner with the family and a laid back weekend.
It’s not the wine that calls, but the olives, the sourdough bread and the smells that are uniquely These are the ways I spell relief. Oh, and there is that little thing in town, the 115th Annual Valley of the Moon Vintage Festival…
Back to San Francisco for a few days in the City; museums, chocolate and cable cars. A bay cruise and a good meal are great, but what I’m craving is that intense time with friends, living life side by side in moments over decades. Then I’ll be ready to return to all those dragons that need slaying.


Sonoma State Beach photo courtesy of Trip Advisor. Semillon grapes, courtesy of Scott Palazzo and Palazzo Napa Valley Wines, and the best RHCP video ever made.


I am (where real estate is involved) lucky in love. I’m not talking about the beach house I got in the last divorce *winks* but how often I find Cupid at the closing table. It takes work to find a house with everything on your buyers’ wish list, but it’s nothing short of kismet when the brother and sister selling their father’s home meet the mother and the two kids who’ll soon be hanging out in the tree house their father built. Every home has a tale to tell, and when that love story moves from one chapter to the next as gracefully as a Jane Hamilton novel, you know you’ve made a “love connection”.
Manufacturing love stories between buyers and sellers… that can be a tricky matter.
Perhaps it’s the rise of social media, where everything is suddenly shared, or the result of Denver’s revived real estate market where the multiple-offer situation has made a comeback, but the latest accessory to go with an offer is not an earnest money check, it’s… The Love Letter.
I had a few of these cross my desk when the market was struggling. Sellers, desperate to sell and worn down by the reality of their diminished property values, were thrilled to hear those four little words, “We have an offer”. Until the contract hit my inbox, followed by a “We really, really love you house, we just don’t want to pay much for it” letter, which usually left a sour taste in and brought a few choice words out of the sellers’ mouths. I’d say it was the real estate equivalent of Fifty Shades of Grey; lousy writing and you know someone’s about to get screwed.
Enter the hero. The market shifted, and so did the tone of this tome. With multiple offers a common occurrence, buyers (or their agents) believe if they add a bit of folksy insight into who they are— Their years in Seminary, how he fell in love with the garage, she with the garden and how the shed is perfect for their chickens— that flattery will give them an edge.
Now everybody’s got a gimmick, I get that. The homeless bear signs—“Homeless Vet” “Dog-lover”, “God Bless” (complete with Ichthus), or “Will Work for Beer” aiming at their niche market, their tribe. Buyers try and create some commonality with the stranger who currently occupies their dream home, or perhaps they’ve lost the past three offers and are looking for something other than raising their price to cinch the deal. Call me old fashioned, but isn’t that the Realtor’s job? I consider it my job— make that my sacred duty— to not only find my clients the right house, but to put together a fair and decent offer and present it to the seller’s agent, along with a persuasive argument on behalf of my buyer. That is the opening move in a strong negotiation. If I’m worth my salt, of course my clients will be over-the-moon with excitement at finding their dream home, but once we bring the personal into an already emotional business transaction, I fear the salt/wound proximity increases.
This idea of including a buyer’s note is circling around my office like a chain letter, and I don’t care if the world will end in ten days or killer bees will take over the Volvo, I’m here to break it. There are plenty of opportunities for good real estate agents to share your passion and exchange drawings of the chicken coop. To a seller the passion you feel is reflected, not through an effusive statement that your Goldens must have come from the same litter, but by strength of your offer.

The current exhibition of works by prolific African artist El Anatsui at the Denver Art Museum is a visceral manifestation of the ancient storytellers. Using what the immediate has to offer, Anatsui’s wood work, metal sculptures, clay pieces and installations whisper deep into the soul. Shimmering tapestries of bottle caps hang and drape the Hamilton gallery space like stained glass windows for everyman. One of the artist’s quote stenciled on a wall “Rather than recounting history, my art is telling about what history has provoked” resonates within me as a playwright, while others make me want to scrawl them out large on my children’s walls… or perhaps my own.
Pull from your personal history for inspiration
Look for materials in the immediate environment
Travel, and bring your travel experience to bear in your work
Allow for the possibility of something unexpected and wonderful to happen
A professor for many years at the University of Nigeria in Nsukka, Anatsui teaches a way of seeing the world—a process rather than a particular style. His advice to his art students reveals much about his own art and his connection to a timeless wisdom.
Read more of my journey through this grounding and uplifting exhibit.

If you’ve never had the joy of experiencing Ballet Nouveau Colorado’s Carry On with Paper Bird, you should consider giving yourself a gift. A dreamy collaboration of spirits which weaves the innovative choreography of BNC with an original score from indie folk fav, Paper Bird. Part love story, part natural phenomenon, it’s as magical as the Aurora Borealis on an open plain.
Read more on my Huffington Post blog as I kvell about the show and my conversation with Ballet Nouveau Artistic Director, Garret Ammons.
Carry On with Paper Bird, one night only. Friday night 9/7, at the Ellie Caulkins Opera House, presented by Arts & Venues Denver as part of the Western Arts Alliance Annual Conference. Tickets to one of my favorite things on the planet are available through TICKETMASTER.

UPDATE: This house went under contract in 8 days. Buyers are happy, sellers are happy… agent is very happy.
Just listed a wonderful 3 bed/3 bath home in the Willow Trace subdivision of Aurora South. I really like the floor plan as it lives large. The master bedroom is huge, closets are bigger than my house ; ) and the second/third bedrooms are nice and roomy. Great loft space upstairs to keep the little ones close or use for study/gaming area. Over-sized two car garage with secure storage. Partial basement is insulated, plumbed and egressed; ready for your finish if you need more space and Cherry Creek Schools! This house is totally move in ready! Check out the virtual tour.

“I See What You Mean” (Big Blue Bear) created by Lawrence Argent, photograph by Elizabeth Thomsen
You may be surprised to know that in the Denver metro area, The Home Affordability Index (HAI) is at its highest recording ever. What does that mean? The HAI compares the median price of a home in the Metro Denver real estate market to the median income level, and brings the current interest rate for a 30-year fixed rate loan into the equation. As a home buyer this is good news as the median income earner can buy more house today than ever before. Why? Because home prices, while rising quickly, are still well below their peak prices of 5-6 years ago and interest rates are at never-before-seen historic lows. It is the interest rates that continue to make homes so wonderfully affordable, so let’s dig into those a bit.
The typical rate on a 30-year fixed mortgage tumbled below 3.5% for the first time last week, the latest record low in a trend that has fired up homes sales around the country. Freddie Mac’s weekly survey of what lenders are offering to qualified borrowers showed the 30-year rate at an average of 3.49%, down from 3.53% the week before. The 15-year fixed loan fell from 2.83% to an almost unbelievable 2.8%! Let’s put this in perspective. In late July 2010 and 2011 the typical 30-year rate in the Freddie Mac survey was just over 4.5%, more than a percentage point higher than now. The 30-year rate was above 6% in 2006 and most of 2007, over 8% back in 2000, and over 10% in 1990. Back in the bad old days of inflation, the rate topped 18% in 1981. Look at how the interest payments affect your monthly Principle and Interest payments:
$200,000 property in 1981 at 18% interest: $3,014
$200,000 property in 1990 at 10% interest: $1,755
$200,000 property in 2000 at 8% interest: $1,467
$200,000 property in 2007 at 6.5% interest: $1,264
$200,000 property in 2011 at4.5% interest: $1,013
$200,000 property in 2012 at 3.5% interest: $898
But wait, there’s more! According to a recent CNN Money article the average cost of closing on a mortgage has fallen by 7.4% over the past year. At the end of June, a homebuyer looking to close on a $200,000 mortgage with 20% down paid an average of $300 less than 12 months earlier. Even if you don’t have 20% down payment saved, you can put 3.5% on an FHA mortgage. Very attractive, no?
No one knows how long these historically low rates can last. But in the meantime my clients are taking advantage of them to buy the homes of their dreams and lock in once-in-a-lifetime interest rates.

http://www.mnn.com/lifestyle/arts-culture/stories/cultured-people-happier-less-stressed.

People who go to museums and concerts or create art or play an instrument are more satisfied with life, regardless of how educated or rich they are.


For years we’ve read studies about how arts in education create better students, especially with the math+music connection. Here’s proof (I’m calling it proof) that you don’t have to be Baby Mozart or write the Great American Novel to benefit from the creative spirit. Partaking in the experience is a spiritual anti-oxidant of its own.
Cultural institutions work hard raising funds and keeping doors open and the gift of your attention helps them keep giving, creating a rich communal experience and increasing the value of our cities. When funding issues hit the ballot the arts are ofttimes berated. Seems to me the beraters might be happier if they picked up that dusty guitar in the basement or that watercolour they’d judged themselves harshly for and didn’t finish.
We’re inundated with news of of the benefits of exercise and healthful eating; we would be well served to take heed of our need for arts & culture as well.

Looking for to the warming weekends but not quite ready to head to the high country? Here’s a “Honey-do” list that will slough off those winter blues and spring you into the season. Whether you are preparing to put your home on the market or just want to lighten your spirits without breaking the bank, the first 4 simple home improvement tips will put you on the right track.
Closets- You’ve heard this a million times and you’ve probably done it only once. Cleaning out your closets can feel great, once you get over the idea that your favorite dress will ever come back in style or that you’ll really get back into a 2. (And if you did, wouldn’t you want to buy all new clothes?!) One by one, take your clothes out of your closet and toss what you don’t wear. Seriously. I’ve hauled things up and down from the cedar closet for years before I ever fessed up to the truth. YOU WON’T MISS IT. And the two things I regretted tossing, I forgot about. Now wipe down the baseboards inside and re-paint your closet white! Purchase plastic hangers (all the same color) and re-hang all of your clothes white to black facing left. Okay, there’s a bit of my control freakish mentality peeking out here but, this is like Virgo crack!
Baseboards- The lowly baseboard. Easy to scuff, last to get painted. Brighten up the whole house by washing and repainting these once a year. It’s one of those secrets that make a home feel bright and fresh. Personally, I assign this task to my children for any number of reasons. They like to make $$, they need to learn to do things other than shoot virtual zombies, and they’re already closer to the floor.
Garage- This one is especially important if you’re listing your home to sell. Clean out your garage! Ditch the rollerblades your kids have outgrown and the ones you bought to blade with them. I mean, those have only been worn once or twice, right? Once you’re clean, it’s time to paint. That white you used in the closets would look great, adding sparkle to the most under-improved part of the house. Power-wash the floors, hang your tools, rakes on that new pegboard and throw the skis up into the rafters. Now it’s time to shake out the camping gear, pump up the bike tires and you’re ready for summer activities!
Windows- One thing that I always notice about a new house is that all of the windows and window sills are spotless. Windows shine and make your home look the kind of clean that makes buyers bite. There are many products you can attach to your garden hose to spray the winter off of the outside and if you have a good squeegee, they’ll turn out squeaky clean. Now it’s time to tackle the inside glass and the sills. Those sills, by the way, need to be more than wiped down. Take your window cleaning solution, a towel and some cotton swabs to make sure you remove all traces of dirt from the crevices. It really makes a difference. If you’ve got an older home with wooden windows, try to make sure they all open safely and easily. Many times they’re painted shut or the ropes are broken: Buyers will find this out on inspection. And though it’s not normally a deal breaker, it will reduce your offer when a buyer calculates the cost of new windows throughout the house. There are companies who will come and make minor repairs or replacements and you can give them a new coat of paint once they’re gone. Just be sure you don’t paint the window shut again.
Okay, I’m going to leave you alone for now, I’m sure you’ve got enough to keep you busy. Remember, as your back is aching and you pop open that day’s end beer, that it’s the little things that make a home stand out in the market. Clean is one of them. Make that SUPER clean.